The envelope system is something my mom taught me right before I left for college. Use cash only, take it all out at once, store it in envelopes specifically designated for certain things, and when it’s gone it’s gone. You may not borrow from envelopes. No stealing gas for groceries. You have a budget and you must stick with it. … Read More
Mama Was Right: Don’t Write Letters In Anger
I can’t tell you how many times it’s happened. You send an email to somebody with “Please respond ASAP” and you never hear back from them. You’re in a quandary. You muddle through and make the decision on your own, not certain if it’s the right one. They promised to help you and they let you down. And you feel … Read More